Once the federal processor receives your application, an Expected Family Contribution (EFC) is determined. The results are mailed to you in the form of a Student Aid Report (SAR). You will receive your SAR (by email if you provided an email address on your FAFSA application) the next business day if you filed online, in about 2-3 weeks if you filed by mail. The EFC is located on the top right corner of the SAR. See our Eligibility page for more information>>
As soon as you receive your SAR, look it over carefully to make sure your information is correct. Check the following:
- spelling of your name (this should identically match the name on your social security card)
- social security number
- birth date
- income information
- academic level/goal
If no corrections are necessary, keep the SAR for your records. If you need to make corrections, do them online or correct and sign your paper SAR and mail Part Two back to the Federal Processor. If you have questions, call or stop by the Financial Aid Office.
You will be required to submit additional form(s) or documents to complete your file. You will be notified by email which additional documents or form(s) are required. You are also able to view what forms are required through your WebAdvisor account under "My Documents". Keep your email, phone number and mailing address current through WebAdvisor. If you do not receive or respond to correspondence, your financial aid will not be processed.
Due to the Family Educational Rights and Privacy Act (FERPA), we cannot release student financial aid information to anyone other than you, the student. If you wish your information to be released to someone else, you must request and submit an Authorization to Release Info eform. To access this eform, you must have a FAFSA and current application for admission on file with Cabrillo.
The Financial Aid Office begins processing applications in April for students who have met the March 2nd priority filing deadline. After you submit all documents required for your financial aid file, it is reviewed and eligibility is determined. Awards are disbursed approximately two to four weeks after your file is reviewed. This process is outlined in the Financial Aid Processing Timelines. Applications are processed on a first-come, first-serve basis.
An Award Letter notification will be emailed to you after we have reviewed your academic progress and your file. For more information on this process read our Eligiblity page.
AWARDS ARE BASED ON FULL-TIME ENROLLMENT. The actual amount received will differ if your enrollment status changes (see chart below).
|Enrollment Status||Award Amount|
|12+ units = Full-time||100%|
|9-11.99 units = 3/4 time||75%|
|6-8.99 units = 1/2 time||50%|
|<6 units - less than 1/2 time||Less than 25%|
You must maintain a current email, phone number and mailing address with the college. You can check/update your address in WebAdvisor. Bankmobile Cards are mailed to the address on file.
Federal regulations require that all types of financial aid be coordinated. You must inform Financial Aid if you receive any aid not listed on your award notification such as scholarships, stipends, vocational rehabilitation. A revision to your financial aid award may be necessary.
Amounts on award letters are based on FULL-TIME enrollment (12+ units). Your actual award amount will be less if you are enrolled less than full-time and/or if you owe student charges. You must maintain a current email and mailing address with the college. Awards are posted to your Bankmobile Card/Bankmobile Account or to your checking account depending on the disbursement option you choose with Bankmobile. If you choose not to activate your Bankmobile account, you will receive a check to your address in WebAdvisor after 21 days.
Undocumented students should NOT activate their Bankmobile Card/Bankmobile Account. Instead of the funds being posted to your Bankmobile Card/Bankmobile Account, a check will be mailed after 21 days to your address in WebAdvisor.
The Federal Government expects students and their families to contribute toward educational expenses. Students are considered dependent and are required to provide parent(s) information on the FAFSA unless:
Students who meet one of the above criteria are considered independent and, if married, are also required to provide spouse's information on the FAFSA.
Students with adverse or unusual circumstances may be considered for a dependency status change by filing a Dependency Status Petition with the Financial Aid Office. This may be done after you complete your FAFSA. If you have any questions, please make an appointment with your Financial Aid Advisor.
If you drop units during the add/drop period and this results in a change to your enrollment status, you may owe money. This is especially true if you drop below half-time status.
You are enrolled in 12 units (full time) at the beginning of the term:
You receive $825 PELL (50% of a full-time award).
If you drop to three-quarters time (9-11.5 units), you would receive $413 for the second-half disbursement (instead of $825) and would not owe an overpayment.
If you drop to half-time (6-8.5 units), you would not receive a second-half disbursement and you would not owe an overpayment.
If you drop to less than half-time (less than 6 units), you will owe all or a portion of what you received.
If you owe an overpayment, you have 45 days to repay the college in full or it may be reported to the Department of Education (DOE). You will not be able to register for classes at Cabrillo until the overpayment has been paid. If reported to the DOE, you will not be able to receive further financial aid from any college.
If you never attend a class and this results in a change of your enrollment status, then your Pell grant award must be recalculated. This will result in you owing part or all of that award money back to the college.
You have 45 days to repay the college in full or it may be reported to the Department of Education (DOE). You will not be able to register for classes at Cabrillo until the overpayment has been paid. If reported to the DOE, you will not be able to receive further financial aid from any college.
Awards will be disbursed through your Bankmobile Card and Bankmobile. Some programs require that the student sign for the receipt of the check. Those checks will be held at Student Accounts in the Welcome Center and you will be notified.
Note: Keep your email and mailing address current with the college.
Any student charges for the current term will be deducted from your financial aid and/or scholarship.
If you have been awarded a scholarship, it will be disbursed to you before the start of the term unless enrollment verification is required. Then it will be disbursed within two weeks of the receipt of enrollment verification.
Federal Work-Study checks are posted to your Bankmobile Card or Bankmobile Account on the 10th of each month based on hours worked the previous month.
If a check you received from Student Accounts in the Welcome Center(i.e. Chafee or Work-Study) is lost, go to the Welcome Center(SAC East) and initiate a stop payment. Reissued checks can take up to six weeks.
If the check is from Bankmobile(due to you not activating your Bankmobile account and waiting 21 days) and the check is lost or not received, then you will have to contact Bankmobile at 1-877-327-9515.
You are required to present one type of valid photo ID (such as a California driver's license or California Identification Card) each time you pick up a check.